Call Us! (509)-530-2088

Call Us! (509) 530-2088

You’re Behind on House Payments? You Can Sell for Cash

When your financial situation changes, you may find yourself getting behind on your home mortgage payments. It isn’t unusual for a sudden life change such as a job loss or a divorce to significantly reduce your income. If that happens, selling your home for cash may be the solution.

Avoiding Foreclosure

If you miss a mortgage payment, your lender can notify you that your loan is in default. Before foreclosure proceedings begin, you will be given some time, usually about 120 days. At this point, many people choose to sell their homes rather than go through foreclosure.

Foreclosure can have a negative impact on your financial future. You may find it harder to get credit of any kind, even for a small loan. Your credit score will plummet, and that can affect more than interest rates. Many landlords check credit scores before accepting tenants.

The Quick Cash Sale

Selling a house on the open market can be a long, time-consuming process. You may not be able to sell your home within the short time period your lender gives you. Instead, it’s a good idea to seek out a quick cash sale.

Cash home buying companies are a good alternative. They will make a no-obligation cash offer on your home within 24 hours of your contacting them. If you accept, you can often close on the sale within a week or so and almost always within 30 days.

Settling with Your Lender

Once you sell for cash, you can pay off your mortgage loan and move on. But if you owe more than the sales price, you may have to ask your lender for permission for a short sale. These are common solutions for homeowners facing foreclosure.

With a short sale, you may sell your house for less than what you owe on your mortgage. However,  your lender will accept the sales proceeds as full payment on your loan. Your debt will be settled without leaving a bad mark on your credit.

Financial problems can happen suddenly and without warning, leaving you in a tough situation if you own a home. But you do have options, and selling your home to a cash buying company may be one of them. 

If a quick home sale will help your financial situation, contact the Easy Home Buyer in Spokane for information about a cash sale.

Get More Info On Options To Sell Your Home...

Selling a property in today’s market can be confusing. Connect with us or submit your info below and we’ll help guide you through your options.

Get Your FREE Cash Offer in Minutes. Get Started Now...

We buy houses in ANY CONDITION in Spokane Washington and North Idaho. There are no commissions or fees and no obligation whatsoever. Start below by giving us a bit of information about your property or call (509) 390-2355


Chad is an awesome business man. He answered every question that I had and he was always there when I needed. He is a man of his word and is very honorable. I would recommend him to everyone who is wanting a hassle free sell.

Arin J.

Working with Chad was amazing. He was very clear with communication, and the property closed on time. I highly recommend working with him.

Nathan M.

Working with Chad at Home Buyer LLC was easy from start to finish. Chad knows how to get things done and make the home selling/buying process easy for everyone involved. Chad is smart, efficient and hard working – I would highly recommend him to anyone looking to sell their home quickly.

Jeff P.

Listing vs.
Selling To Us

Which route is quicker?
Puts more cash in your pocket?
Has less hassle?

Get Your Fair Cash Offer: Start Below!

We buy houses in ANY CONDITION in Idaho and Washington. There are no commissions or fees and no obligation whatsoever. Start below by giving us a bit of information about your property or call (509) 530-2088

"*" indicates required fields

This field is for validation purposes and should be left unchanged.