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Closing on a Cash Deal: What’s the Process?

If you are reading this, you may have already gone through the initial steps of selling your home to a cash buyer. Perhaps you are now wondering what you can expect from the closing process and how long it is going to take. Well, rest assured that the closing process of a cash sale involves much less hassle than a traditional sale. Here is what you can expect of the process.

Final Costs

Depending on the type of cash buyer you are working with, you may or may not have to worry about paying for closing costs. And even if you are expected to fork in some extra cash to pay for closing costs, the costs are exponentially fewer compared to a traditional sale. This is because, in a traditional sale, there is often the need to pay commissions, fees to a title and/or escrow company, and costs associated with working with a lender. In a cash sale, the seller rarely has to worry about any of these costs—in fact, the seller may not have to pay any closing costs at all!

Closing Documents

You may have been able to avoid paying closing costs, but there is no avoiding all the paperwork—even in a cash deal. Fortunately, however, this part of the process is usually easier than a traditional home sale. Certain documents that you may need to review and sign could include the title deed, a certificate of title, and a statement of information. Be prepared to sit there with your cash buyer for no more than an hour or two during this part of the process.

The Cash

This is the fastest part of the cash deal—and good thing, too! Once all the paperwork has been dealt with and the closing costs have been paid, it is now time for you to get your cash. In most cases, your home buyer will just wire you money to your bank account. Nevertheless, some cash buyers may also give you a cashier’s check. Either way, you should have your money in a couple of minutes tops.

As previously mentioned, the closing process will look different depending on the type of cash buyer you are working with. For example, working with a home buying company is usually a lot faster than working with a private investor or creative buyer because they tend to take care of all the hassle for you. Therefore, before closing on a deal, make sure that you communicate with your cash buyer so that you can both be on the same page concerning the closing process.

Ready for a hassle-free home-selling process? Click here to contact The Easy Home Buyer so that you can start the cash selling process today! 

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Chad is an awesome business man. He answered every question that I had and he was always there when I needed. He is a man of his word and is very honorable. I would recommend him to everyone who is wanting a hassle free sell.

Arin J.

Working with Chad was amazing. He was very clear with communication, and the property closed on time. I highly recommend working with him.

Nathan M.

Working with Chad at Home Buyer LLC was easy from start to finish. Chad knows how to get things done and make the home selling/buying process easy for everyone involved. Chad is smart, efficient and hard working – I would highly recommend him to anyone looking to sell their home quickly.

Jeff P.

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We buy houses in ANY CONDITION in Idaho and Washington. There are no commissions or fees and no obligation whatsoever. Start below by giving us a bit of information about your property or call (509) 530-2088